Absolutely, our service is completely free for our clients. We believe in transparency and providing value without any hidden fees or charges. Whether you're exploring mortgage options or seeking expert advice, rest assured that our assistance comes at no cost to you.

Our priority is to help you navigate the mortgage process seamlessly and find the best solution tailored to your needs.

If your home loan is out of the lock in period, you may want to look at a variety of options including both repricing and refinancing. For repricing you may have to pay a repricing fee of $400-850 and the bank may offer you a higher interest rate.
We recommend looking at options to determine where you can maximize your savings.

The estimated timeline for getting your new rates, it typically takes about a month for repricing and approximately two months for completion in the case of refinancing.

However, with proper planning, we strive to ensure that the process is completed within the timeframe following your lockout period.

If you are unsure about any aspect of the process, please don't hesitate to contact us for proper guidance. We're here to help and answer any questions you may have.

Yes, banks often offer various incentives when you refinance your loan, such as legal subsidies or cash rebates.

In some cases, these incentives can exceed the administrative charges associated with refinancing.
Feel free to reach out to us if you'd like to learn more about this option in greater detail.

When refinancing a mortgage in Singapore, you typically need to provide several documents to the bank or financial institution. These may include:
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Identification Documents: Such as your NRIC (National Registration Identity Card) or passport.
Income Documents: Proof of income such as salary slips, CPF contribution history, or income tax statements.
Property Documents: Title deed, property valuation report, and proof of ownership.
Existing Loan Documents: Details of your current mortgage, including loan statements and repayment history.  
Other Financial Documents: Bank statements, investment statements, and any other assets or liabilities you may have.

However do not worry about these documents listed above, most of the time we'll just require you to prepare the minimal and we'll do the rest!

Yes, we're in this business to see things through to completion.

Using our premier partnered real estate agent in Singapore for buying a home can have its advantages
1. Market Knowledge
2. Negotiation Skills
3. Access to Listings
4. Time-saving

Real estate agents are typically well-versed in the local market trends, property values, and neighborhoods, which can help you make informed decisions on the offer price based on market conditions.

If you'd like to find out more, please don't hesitate contact us and we'll be able to connect you with one of our partners that specializes in your desired area.